HELPFUL INFORMATION

Brokerage & Stock Quotes

Take advantage of our full service brokerage platform and have the comfort of knowing you have access to a financial professional who has the experience and knowledge to help guide you in making sound investment decisions.

We have a comprehensive list of financial products and services available to help you achieve all of your financial goals:

Mutual Funds

If you are looking to invest for the long-term, mutual funds make a good foundation for a well diversified portfolio. A mutual fund is a money management company that pools money from many investors and invests the money in stocks, bonds, short-term money-market instruments, other securities or assets, or some combination of these investments. As a mutual fund investor, you gain the advantage of diversification and benefit from money management expertise that may not be available to you otherwise.

Variable Annuities

This product combines the features of mutual funds and an insurance contract. Variable Annuities are long-term investments that offer tax deferral and a variety of income options at retirement, like monthly or lump sum disbursements. Variable annuities can be an excellent tax-deferred way to save for retirement along with IRAs and 401k plans.

Stocks

Stocks represent ownership in a publicly traded company. Your investment will rise and fall with the value of the stock price of the company. Stocks carry more risk than money market or bond investments, but over the long-term, stocks can deliver higher returns.

Bonds

A bond is an "IOU" for money loaned to a company. It represents a promise to return the money at a set maturity date and pay regular interest payments along the way. Bonds are issued by companies, governments and municipalities. They can pay taxable interest or provide tax-free income.

Closed-End Funds

A closed-end fund is from an investment company that issues a fixed number of shares which trade on a stock exchange or in the over-the-counter market. Assets of a closed-end fund are professionally managed in accordance with the fund's investment objective and policies, and may be invested in stocks, bonds, or a combination of both. Like other publicly-traded securities, the market price of closed-end fund shares fluctuates and is determined by supply and demand in the marketplace.

Unit Investment Trusts (UITs)

A Unit Investment Trust may be a cost-effective way for investors seeking current income or capital appreciation to invest in stocks and bonds. UITs buy and hold a fixed, diversified basket of stocks, bonds or other securities. The "units" in the trust are sold to investors. Investors receive a share of principal and any interest or dividends. Unlike mutual funds, UITs terminate on a predetermined date. At termination, investors receive their proportionate share of the UIT net assets.

Contact us to learn more and to schedule a complimentary initial consultation. We’ll take the time to listen and understand your goals and concerns and then educate you on all of your financial options in a no-pressure environment. We take pride in providing our clients with the information, guidance and financial solutions needed to reach their goals more effectively.