HELPFUL INFORMATION

Fixed Annuity

A Fixed Annuity is a product offered through an insurance company that offers a guarantee of your principal investment as well as a fixed interest rate for a specified period of time, typically 5 years or more. A Fixed Annuity provides investment flexibility:

  • Fixed Annuities provide you with the ability to draw 10% of your investment value annually, or, you may draw the interest earned that is available.
  • Some Fixed Annuities offer the ability to add funds (make deposits) during the annuity period.
  • Fixed Annuity products are tax deferred.
  • Fixed Annuities, like life insurance products, avoid the probate process, as they carry a death benefit payable to a named beneficiary.

Contact us for more information. Let our financial experts help you find the Fixed Annuity investment that fits with your investment plan.