How do you sign up for Medicare? How do you avoid Late Enrollment Penalties? How do I pick a plan? Medicare Open Enrollment is October 15th to December 7th! There are major changes to Medicare part D for 2025! Independence Financial Advisors is now offering Free Educational Seminars to Retirees on how to sign up for these benefits and educate you on how the Medicare system works. You will receive the facts needed to ensure you understand all there is to know about Medicare, including: How early you can qualify When and how to enroll The different parts of Medicare A, B, D and supplemental plans What you need to know about your benefit if you are still working or on an employer's plan.